UMBF Stock: Price, Earnings History and SEC Filings
UMB Financial Corporation (UMBF) last traded at $134.47, down 1.24% on the latest session and up 3.4% over the past month. In its most recent reported quarter (Sep 2026) earnings per share were $3.56 against an analyst estimate of $3.22, a beat of 10.6%.
Price data from Yahoo Finance, as of Oct 30, 2026. May be delayed.
UMBF earnings history
| Quarter | Reported | EPS | Estimate | Surprise |
|---|---|---|---|---|
| Sep 2026 | Oct 27, 2026 | $3.56 | $3.22 | +10.56% |
| Jun 2026 | Jul 28, 2026 | $3.57 | $3.08 | +15.91% |
| Mar 2026 | Apr 28, 2026 | $3.41 | $2.82 | +20.92% |
| Dec 2025 | Jan 27, 2026 | $3.08 | $2.71 | +13.65% |
UMBF beat the analyst EPS estimate in 4 of its last 4 reported quarters. Source: Nasdaq.
How UMBF reacts to earnings
Across its last 8 earnings releases, UMBF moved 1.7% on average the next session, in either direction. It rose after 3 of 8 reports.
| Report date | Released | Next-session move |
|---|---|---|
| 2026-10-27 | After close | -1.09% |
| 2026-07-28 | After close | +2.98% |
| 2026-04-28 | After close | -0.90% |
| 2026-01-27 | After close | -0.16% |
| 2025-10-28 | After close | -3.21% |
| 2025-07-29 | After close | +1.47% |
| 2025-04-29 | After close | -3.32% |
| 2025-01-28 | After close | +0.77% |
Based on the dates of earnings-release 8-K filings (SEC EDGAR) and daily closing prices (Yahoo Finance). Past reactions do not predict future ones.
UMBF financial history
| Fiscal year | Revenue | Net income | Free cash flow | Net margin | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | – | $702M | $978M | – | $9.29 |
| 2024 | – | $441M | $205M | – | $8.99 |
| 2023 | – | $350M | $450M | – | $7.18 |
| 2022 | – | $432M | $718M | – | $8.86 |
| 2021 | – | $353M | $500M | – | $7.24 |
| 2020 | – | $287M | $313M | – | $5.93 |
| 2019 | – | $244M | $268M | – | $4.96 |
| 2018 | – | $196M | $238M | – | $3.93 |
Source: annual figures from 10-K filings on SEC EDGAR. The year shown is the calendar year the fiscal year ended. Free cash flow is operating cash flow minus capital spending.
Latest SEC filings for UMBF
- 8-K · Oct 29, 2026Officer or director change, Financial statements and exhibits
- 10-Q · Oct 29, 2026
- 8-K · Oct 27, 2026Results of operations, Other events, Financial statements and exhibits
- 8-K · Oct 27, 2026Regulation FD disclosure, Financial statements and exhibits
- 8-K · Sep 1, 2026Regulation FD disclosure, Financial statements and exhibits
- 10-Q · Jul 30, 2026
- 8-K · Jul 28, 2026Results of operations, Other events, Financial statements and exhibits
- 8-K · Apr 30, 2026Shareholder vote, Financial statements and exhibits
- 10-Q · Apr 30, 2026
- 8-K · Apr 28, 2026Results of operations, Other events, Financial statements and exhibits
Insider filing activity
UMBF insiders filed 8 Form 4 reports in the last 90 days. A Form 4 is how directors and executives disclose purchases, sales and grants of company stock. See the individual filings on SEC EDGAR. Many Form 4 filings are routine, such as scheduled sales or option exercises, so check each filing before drawing a conclusion.
Source: SEC EDGAR.
UMBF news
- UMB Financial (UMBF) Buys A Bank And Opens The Door To California And NevadaOct 29, 2026 · finance.yahoo.com
- UMB Financial Q3 Earnings Call HighlightsOct 29, 2026 · marketbeat.com
- UMB: Q3 Earnings SnapshotOct 28, 2026 · finance.yahoo.com
- UMBF Q3 Earnings Beat on Higher NII, El Dorado Buyout Deal AnnouncedOct 28, 2026 · finance.yahoo.com
- UMB Financial (UMBF) Q3 2026 Earnings Call TranscriptOct 28, 2026 · fool.com
- UMB to buy California bank for $506MOct 28, 2026 · bankingdive.com
- UMB Financial Corporation Q3 2026 Earnings Call SummaryOct 28, 2026 · app.moby.co
- UMB (UMBF) Reports Q3 Earnings: What Key Metrics Have to SayOct 27, 2026 · finance.yahoo.com
About UMB Financial Corporation
UMB Financial Corporation (UMBF) is a US-listed public company on Nasdaq. The SEC classifies its business as National Commercial Banks. It is incorporated in MO. Its fiscal year ends in December.