SYF Stock: Price, Earnings History and SEC Filings
Synchrony Financial (SYF) last traded at $75.35, down 2.10% on the latest session and up 6.2% over the past month. In its most recent reported quarter (Sep 2026) earnings per share were $2.68 against an analyst estimate of $2.48, a beat of 8.1%.
Price data from Yahoo Finance, as of Oct 30, 2026. May be delayed.
SYF earnings history
| Quarter | Reported | EPS | Estimate | Surprise |
|---|---|---|---|---|
| Sep 2026 | Oct 20, 2026 | $2.68 | $2.48 | +8.06% |
| Jun 2026 | Jul 21, 2026 | $2.59 | $2.08 | +24.52% |
| Mar 2026 | Apr 21, 2026 | $2.27 | $2.27 | +0.00% |
| Dec 2025 | Jan 27, 2026 | $2.18 | $2.02 | +7.92% |
SYF beat the analyst EPS estimate in 3 of its last 4 reported quarters. Source: Nasdaq.
How SYF reacts to earnings
Across its last 8 earnings releases, SYF moved 1.9% on average the next session, in either direction. It rose after 2 of 8 reports.
| Report date | Released | Next-session move |
|---|---|---|
| 2026-10-20 | Before open | -1.19% |
| 2026-08-14 | After close | -0.31% |
| 2026-07-21 | Before open | -1.63% |
| 2026-04-21 | Before open | -1.21% |
| 2026-01-27 | Before open | -5.82% |
| 2025-10-15 | Before open | -0.71% |
| 2025-07-22 | Before open | +1.76% |
| 2025-04-22 | Before open | +2.82% |
Based on the dates of earnings-release 8-K filings (SEC EDGAR) and daily closing prices (Yahoo Finance). Past reactions do not predict future ones.
SYF financial history
| Fiscal year | Revenue | Net income | Free cash flow | Net margin | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | – | $3.6B | – | – | $9.28 |
| 2024 | – | $3.5B | – | – | $8.55 |
| 2023 | – | $2.2B | – | – | $5.19 |
| 2022 | – | $3.0B | – | – | $6.15 |
| 2021 | – | $4.2B | – | – | $7.34 |
| 2020 | – | $1.4B | – | – | $2.27 |
| 2019 | – | $3.7B | – | – | $5.56 |
| 2018 | – | $2.8B | – | – | $3.74 |
Source: annual figures from 10-K filings on SEC EDGAR. The year shown is the calendar year the fiscal year ended. Free cash flow is operating cash flow minus capital spending.
Latest SEC filings for SYF
- 10-Q · Oct 22, 2026
- 8-K · Oct 20, 2026Regulation FD disclosure, Financial statements and exhibits
- 8-K · Oct 20, 2026Results of operations, Financial statements and exhibits
- 8-K · Sep 14, 2026Regulation FD disclosure, Financial statements and exhibits
- 8-K · Aug 17, 2026Results of operations, Financial statements and exhibits
- 8-K · Jul 31, 2026Other events, Financial statements and exhibits
- 424B5 · Jul 29, 2026
- 424B5 · Jul 28, 2026
- 10-Q · Jul 23, 2026
- 8-K · Jul 21, 2026Regulation FD disclosure, Financial statements and exhibits
Insider filing activity
SYF insiders filed 32 Form 4 reports in the last 90 days. A Form 4 is how directors and executives disclose purchases, sales and grants of company stock. See the individual filings on SEC EDGAR. Many Form 4 filings are routine, such as scheduled sales or option exercises, so check each filing before drawing a conclusion.
Source: SEC EDGAR.
SYF news
- What Is Behind The Move In Global Payments Stock?Nov 2, 2026 · trefis.com
- COIN Q3 Earnings Beat on Prediction Markets, Lower CostsOct 30, 2026 · finance.yahoo.com
- 2 financials stocks worth your attention and 1 we find riskyOct 30, 2026 · finance.yahoo.com
- FIS Q3 Earnings: Can Banking Solutions Growth Offset Rising Costs?Oct 29, 2026 · finance.yahoo.com
- 1 value stock on our watchlist and 2 we questionOct 29, 2026 · finance.yahoo.com
- CareCredit and Clarus Make Checkout Simpler for Veterinary Practices with Real-Time Eligibility Insights for Insurance and Financing OptionsOct 28, 2026 · finance.yahoo.com
- AI-Powered Credit: ChargeAfter CEO & Founder Meidad Sharon, Live from Money 20/20 2026Oct 26, 2026 · finance.yahoo.com
- Why Synchrony (SYF) is a top value stock for the long termOct 23, 2026 · msn.com
About Synchrony Financial
Synchrony Financial (SYF) is a US-listed public company on NYSE. The SEC classifies its business as Finance Services. It is incorporated in NY. Its fiscal year ends in December.