SOFI Stock: Price, Earnings History and SEC Filings
SoFi Technologies, Inc. (SOFI) last traded at $16.76, down 4.83% on the latest session and up 6.6% over the past month. In its most recent reported quarter (Sep 2026) earnings per share were $0.18 against an analyst estimate of $0.17, a beat of 5.9%.
Price data from Yahoo Finance, as of Oct 30, 2026. May be delayed.
SOFI earnings history
| Quarter | Reported | EPS | Estimate | Surprise |
|---|---|---|---|---|
| Sep 2026 | Oct 27, 2026 | $0.18 | $0.17 | +5.88% |
| Jun 2026 | Jul 29, 2026 | $0.12 | $0.11 | +9.09% |
| Mar 2026 | Apr 29, 2026 | $0.12 | $0.12 | +0.00% |
| Dec 2025 | Jan 30, 2026 | $0.13 | $0.12 | +8.33% |
SOFI beat the analyst EPS estimate in 3 of its last 4 reported quarters. Source: Nasdaq.
How SOFI reacts to earnings
Across its last 8 earnings releases, SOFI moved 8.4% on average the next session, in either direction. It rose after 4 of 8 reports.
| Report date | Released | Next-session move |
|---|---|---|
| 2026-10-27 | Before open | +13.42% |
| 2026-07-29 | Before open | -8.90% |
| 2026-04-29 | Before open | -15.44% |
| 2026-01-30 | Before open | -6.36% |
| 2025-10-28 | Before open | +5.53% |
| 2025-07-29 | Before open | +6.57% |
| 2025-04-29 | Before open | +0.53% |
| 2025-01-27 | Before open | -10.27% |
Based on the dates of earnings-release 8-K filings (SEC EDGAR) and daily closing prices (Yahoo Finance). Past reactions do not predict future ones.
SOFI financial history
| Fiscal year | Revenue | Net income | Free cash flow | Net margin | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | $619M | $481M | – | 77.7% | $0.39 |
| 2024 | $503M | $499M | – | 99.1% | $0.39 |
| 2023 | $421M | -$301M | – | -71.4% | $-0.36 |
| 2022 | $377M | -$320M | – | -85.0% | $-0.40 |
| 2021 | $248M | -$484M | – | -195.4% | $-1.00 |
| 2020 | $103M | -$224M | – | -216.8% | $-4.30 |
| 2019 | $5M | -$240M | – | -5303.0% | $-4.02 |
Source: annual figures from 10-K filings on SEC EDGAR. The year shown is the calendar year the fiscal year ended. Free cash flow is operating cash flow minus capital spending.
Latest SEC filings for SOFI
- 8-K · Oct 27, 2026Results of operations, Financial statements and exhibits
- 10-Q · Aug 6, 2026
- 8-K · Jul 29, 2026Results of operations, Financial statements and exhibits
- 8-K · Jun 18, 2026Shareholder vote
- 10-Q · May 7, 2026
- DEF 14A · Apr 30, 2026
- 8-K · Apr 29, 2026Results of operations, Financial statements and exhibits
- 10-K · Feb 17, 2026
- 8-K · Jan 30, 2026Results of operations, Financial statements and exhibits
- 8-K · Jan 9, 2026Officer or director change
Insider filing activity
SOFI insiders filed 13 Form 4 reports in the last 90 days. A Form 4 is how directors and executives disclose purchases, sales and grants of company stock. See the individual filings on SEC EDGAR. Many Form 4 filings are routine, such as scheduled sales or option exercises, so check each filing before drawing a conclusion.
Source: SEC EDGAR.
SOFI news
- How Earnings Beat At SoFi Stock Has Changed Its Investment StoryNov 1, 2026 · finance.yahoo.com
- SoFi Technologies (SOFI) Shares Just Moved, So What Is Driving Attention Now?Nov 1, 2026 · finance.yahoo.com
- XRP Was the No. 2 Crypto in 2018. What Would It Take to Get Back There?Nov 1, 2026 · 247wallst.com
- Bitcoin Price Prediction for November 2026Nov 1, 2026 · 247wallst.com
- XRP Price Prediction for November 2026: Can XRP Get Back Above $1.50?Nov 1, 2026 · 247wallst.com
- Saylor Is Hinting at Another Bitcoin Buy Before MSCI Rules on Strategy. What Happens to BTC if Strategy Has to Sell Instead?Nov 1, 2026 · 247wallst.com
- SoFi Just Made a Big Move Into Blockchain Payments. Here's What Investors Need to Know.Nov 1, 2026 · fool.com
- How Much XRP Do You Need to Make $100,000 by 2030?Oct 31, 2026 · 247wallst.com
About SoFi Technologies, Inc.
SoFi Technologies, Inc. (SOFI) is a US-listed public company on Nasdaq. The SEC classifies its business as Finance Services. It is incorporated in DE. Its fiscal year ends in December.