CACC Stock: Price, Earnings History and SEC Filings
Credit Acceptance Corporation (CACC) last traded at $464.89, down 19.26% on the latest session and down 12.5% over the past month. In its most recent reported quarter (Sep 2026) earnings per share were $13.01 against an analyst estimate of $11.94, a beat of 9.0%.
Price data from Yahoo Finance, as of Oct 30, 2026. May be delayed.
CACC earnings history
| Quarter | Reported | EPS | Estimate | Surprise |
|---|---|---|---|---|
| Sep 2026 | Oct 29, 2026 | $13.01 | $11.94 | +8.96% |
| Mar 2026 | May 5, 2026 | $10.71 | $10.61 | +0.94% |
| Dec 2025 | Jan 29, 2026 | $11.35 | $10.30 | +10.19% |
CACC beat the analyst EPS estimate in 3 of its last 3 reported quarters. Source: Nasdaq.
How CACC reacts to earnings
Across its last 8 earnings releases, CACC moved 6.0% on average the next session, in either direction. It rose after 3 of 8 reports.
| Report date | Released | Next-session move |
|---|---|---|
| 2026-10-29 | After close | -19.26% |
| 2026-08-04 | After close | +0.79% |
| 2026-05-05 | After close | +2.71% |
| 2026-01-29 | After close | +10.42% |
| 2025-10-30 | After close | -1.11% |
| 2025-07-31 | After close | -8.72% |
| 2025-04-30 | After close | -4.03% |
| 2025-01-30 | After close | -1.22% |
Based on the dates of earnings-release 8-K filings (SEC EDGAR) and daily closing prices (Yahoo Finance). Past reactions do not predict future ones.
CACC financial history
| Fiscal year | Revenue | Net income | Free cash flow | Net margin | Diluted EPS |
|---|---|---|---|---|---|
| 2025 | $2.3B | $424M | $1.1B | 18.3% | $36.38 |
| 2024 | $2.2B | $248M | $1.1B | 11.5% | $19.88 |
| 2023 | $1.9B | $286M | $1.2B | 15.0% | $21.99 |
| 2022 | $1.8B | $536M | $1.2B | 29.2% | $39.32 |
| 2021 | $1.9B | $958M | $1.1B | 51.6% | $59.52 |
| 2020 | $1.7B | $421M | $977M | 25.2% | $23.47 |
| 2019 | $1.5B | $656M | $786M | 44.1% | $34.57 |
| 2018 | $1.3B | $574M | $679M | 44.6% | $29.39 |
Source: annual figures from 10-K filings on SEC EDGAR. The year shown is the calendar year the fiscal year ended. Free cash flow is operating cash flow minus capital spending.
Latest SEC filings for CACC
- 10-Q · Oct 29, 2026
- 8-K · Oct 29, 2026Results of operations, Financial statements and exhibits
- 8-K · Sep 21, 2026Material agreement, New financial obligation, Other events
- 8-K · Sep 18, 2026Material agreement, Regulation FD disclosure, Financial statements and exhibits
- 8-K · Sep 4, 2026Officer or director change
- 8-K · Aug 25, 2026Material agreement, New financial obligation, Other events
- 10-Q · Aug 4, 2026
- 8-K · Aug 4, 2026Results of operations, Financial statements and exhibits
- 8-K · Jul 24, 2026Officer or director change
- 8-K · Jul 22, 2026Officer or director change
Insider filing activity
CACC insiders filed 0 Form 4 reports in the last 90 days. A Form 4 is how directors and executives disclose purchases, sales and grants of company stock. See the individual filings on SEC EDGAR. Many Form 4 filings are routine, such as scheduled sales or option exercises, so check each filing before drawing a conclusion.
Source: SEC EDGAR.
CACC news
- Credit Acceptance Stock After A Net Loss And Lower Cash Flow OutlookNov 1, 2026 · finance.yahoo.com
- Why Credit Acceptance (CACC) shares are falling todayOct 31, 2026 · finance.yahoo.com
- CACC (CACC) Q3 2026 Earnings Call TranscriptOct 30, 2026 · fool.com
- Credit Acceptance Sinks 20% on $291 Million Loan Forecast Cut After “Small but Consistent” UnderperformanceOct 30, 2026 · tikr.com
- Credit Acceptance Corporation Q3 2026 Earnings Call SummaryOct 30, 2026 · app.moby.co
- Credit Acceptance Q3 Earnings Call HighlightsOct 29, 2026 · marketbeat.com
- Credit Acceptance: Q3 Earnings SnapshotOct 29, 2026 · finance.yahoo.com
- Credit Acceptance (CACC) to report earnings tomorrow: here is what to expectOct 28, 2026 · finance.yahoo.com
About Credit Acceptance Corporation
Credit Acceptance Corporation (CACC) is a US-listed public company on Nasdaq. The SEC classifies its business as Personal Credit Institutions. It is incorporated in MI. Its fiscal year ends in December.